Medicare Annual Election Period

Medicare Annual Election Period

Medicare Annual Election Period: What you need to know

Bailey Insurance Services can walk you through coverage for 2024

Has all of your research about Medicare plans just left you more confused? If you need help figuring out which coverage options meet your needs and fit your budget, reach out to Bailey Insurance Services, attend a no-cost seminar, or schedule a one-on-one appointment.

Why do people call and schedule with Bailey Insurance?

Sometimes we can’t trust big insurance, and that’s precisely why people call Bailey Insurance.

Local residents love:

  • Bailey Insurance has been helping clients navigate Medicare for decades
  • Our Medicare Advisement is regarded as the BEST in the state.
  • We have access to all major insurers to offer a full range of plans. 
  • We advocate for you. Our relationship doesnt end after you enroll. We’re on call all year to make sure any and all situations are addressed and you have a knowledgeable agent to represent you. 
  • We’re local. It’s no secret where our agents are, and we have a direct phone number so you speak with a real person every time. 
  • We guarantee 

For more information about any of these Medicare plans, reach out to a member of our staff in Kalispell, MT and surrounding areas today.

What our customers say

Don - "We have used Bailey Insurance for over 10 years..."
Marilyn Paulson Customer

What a refreshing experience I had at Bailey Insurance Services working with Danielle Waller. She took the worry and guesswork out of choosing Medicare Supplements. Danielle offered her extremely knowledgeable expertise, which in itself was a relief as I had no idea the options or questions that I should be asking. I was a complete stranger, yet she took the time to understand my lifestyle and medical needs, and helped me choose the best plans possible at the best price point possible. I highly recommend anyone coming onto Medicare to do yourself a favor and set up time with her. She so impressed me that I will look for other insurance coverage items in my life to see if Bailey Insurance can provide a better service going forward.

Karen Jacobson Customer

I was referred to Danielle Waller through friends. They highly recommended her as she is very well-versed in Medicare plans and the different options available. Danielle explained the options to me in a clear manner and made my decisions quite easy. The actual process was done very efficiently. I highly recommend Danielle!

Don Slabaugh Customer

We have used Bailey Insurance for over 10 years for Medicare Advantage plans. Danielle has been the one we work with. She is tops!!! Not only is she very knowledgeable in all plans, but she takes time to explain and help us select a plan most beneficial to our needs. We are not “just another client” but we are treated with the best of attention and care according to our needs.

Karissa Hayes Customer

My husband and I had the best experience with Kevin! Not only was he helpful, but he is so knowledgeable and treats you like there is no such thing as a dumb question. Health insurance is a stressful business these days- but Kevin made the process so much better. Amazing customer service and even follow up! Thank you Kevin - highly recommend !!!!

83 reviews on
Kevin was phenomenal in helping us find the best plan for our parents.
Chad Wiebe
Chad Wiebe
I reached out to Bailey insurance to get more information about insurance on the marketplace. Kevin was very helpful! He answered all my questions and was able to explain the different types of plans and what would work best for me. It was a great experience overall!
Joyce Schaumburg
Joyce Schaumburg
Wow kevin is the absolute best. So so helpful and explained everything perfectly. We are blessed and your company to have him as your employee. Thank you Joyce and kent schaumburg
Wendy Curtis
Wendy Curtis
I’ve been working with Kevin, figuring out my transition to Medicare. He is very knowledgeable and understands the differences between all of the options when initially enrolling in Medicare. Made my decisions much easier! I would highly recommend him for anyone approaching Medicare age!
Leslie Rich
Leslie Rich
Danielle Waller is very knowledgeable, informative and helpful!
Jack Blair
Jack Blair
Kevin is on it! He’s been so helpful for me as a young individual trying to find good (affordable) insurance. Thanks Kevin
Terri Dotson
Terri Dotson
Danielle helped us navigate and understand the Medicare program! She answered our questions and outlined the various programs available and gave us important information for our future! She was bubbly and made the experience painless! Thank you Danielle!
Linda Pederson
Linda Pederson
Very informative and explained everything so I could understand. Did not rush the appointment. She is always very helpful.
Nancy Downs
Nancy Downs
We went to Bailey Insurance today. I had read great reviews about Danielle Waller and she did not disappoint. We were looking into buying an insurance plan on the open market and she broke it down into such easy to understand information we knew what wanted to purchase after just a few questions. Was so nice to have a simple understandable explanation that quickly set let us understand the difference in all of the available plans and what suited our needs. Thanks Danielle!
R Ferguson
R Ferguson
I would highly recommend Danielle for any of your health insurance needs, it can be so complicated without help, Danielle makes it easy !!

Frequently asked questions

What is Medicare's Annual Election Period?

Medicares "AEP" is your opportunity to choose your insurance for the coming year. They change every year, even the plan you have currently will change. So it's important to choose the best one for the coming year so you know your medications and emerging needs are covered.

We are the experts in Medicare Advantage and medigap plans. Call, or ask one of our thousands of clients.

Nope! Our advisement comes at no-cost to you.

We help clients purchase Humana, Blue Cross Blue Shield and United Healthcare.

AEP is also a time to change your prescription drug plan of which there are 29 different options. 

Yes! Seminars are great because they allow us to help more people during such a short enrollment season. If you still have questions or feel you need one-on-one support we’re happy to schedule a meeting at our office. 

AEP runs from October 15th to December 7th every year, and it allows Medicare beneficiaries to make changes to their plan, switch plans, or disenroll from a plan.

Beneficiaries enrolled in a Medicare health plan or prescription drug plan should always review the materials their plan sends them, like the “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC). If your plans are changing, meet with an agent to make sure your plans will still meet your needs for the following year. 

Reach out to us! Information for next year’s plans will be available beginning October 1st.

Reach out to us! In general, information for next year’s plans will be available beginning in October.